Whether you're a family renting out your starter home or you're a professional landlord with a large property portfolio, we can help find the policy that's right for you.
Underlying coverages work similarly to homeowners insurance. However, the industry standard landlord policies are usually simpler and many start with less coverage overall, such as carrying only named perils and actual cash value coverage on the dwelling. Unfortunately this means many landlords may have gaps in coverage they may not be aware of.
We understand how important your properties can be to your livelihood. This is why we take the time to tailor your coverage to your situation. Below is some key coverage options to consider:
Coverage for your home itself and attached structures.
Coverage for other structures on the residence premises such as detached garages, fences, sheds, or a swimming pool.
Coverage for personal belongings on the premises. Note: Tenants will need their own renters insurance for their belongings.
Loss of Rents
If a property suffers a covered loss this can help make up for the loss in income while the dwelling is repaired.
Can provide coverage for bodily injury that occurs on the premises and which you're found legally liable for.
We also have options to expand your liability protection to more commercial-like levels, an option well suited for professional landlords with large portfolios or who rent properties as vacation rentals (see below).
Short Term Vacation Rental Insurance
Insuring vacation rentals properly is a challenge traditional policies often can't meet. Vacation rentals (such as homes listed on peer-to-peer home-sharing platforms like AirBnB, Vrbo, or HomeAway) face unique risk characteristics, but the insurance industry has been, overall, slow to adapt. That's why we're proud to work with carriers that specialize in vacation rentals in order to provide the coverage that protects the home not only as a dwelling, but as a genuine business.
HOURS & LOCATION
6003 Veterans Parkway
Columbus, GA 31909
Monday - Friday
9:00 AM - 5:00 PM
Saturday & After Hours