Renters Insurance

Whether you rent an apartment or a house, we can help find you the right coverage at the right price.​ Renters insurance is one of the most affordable types of insurance their is. It also provides a chance to add multi-policy discounts to other policies like your auto insurance, so it's often possible to add the extra protection with very little cost. So we highly recommend checking out the bundles.

Many people unfamiliar with insurance mistakenly believe their landlord's insurance will cover their belongings, but that's not the case. If a pipe breaks in the unit above you and water damages your belongings, then the landlord's insurance will fix the building; however, your personal property is your responsibility. 

Landlords also usually require renters insurance as a condition of the lease to ensure tenants carry a certain amount of liability insurance. Normally this is to make sure accidents involving quests on the premises will be covered. They may also want to be listed on the policy as an additional interest.

If it's confusing, no worries. We're here to put our clients first. So we'll gladly walk you through the process, help find the coverage that fits your unique needs, and send proof of insurance ASAP so property management stays happy.

Some of the  key coverages for Renters insurance policies can include:

Personal Property

  • Coverage for personal belongings such as furniture, clothing, electronics, jewelry, etc. It can protect against losses such as fire, windstorms & hail, accidental discharge/overflow of water, and theft. Coverage can also apply, usually at lower limits, to property away from your residence.

Loss of Use

  • This can help cover additional living expenses in the event a covered loss, like a fire, makes the residence premises uninhabitable.

Personal Liability

  • Can provide coverage for certain causes of bodily injury or property damage that you are legally liable for, such as a guest's slip and fall. In some cases it can also apply away from the home


You can also add endorsements for additional coverage such as:

  • Scheduled Personal Property for particularly valuable items that normally get limited amounts of coverage like jewelry, firearms, etc.

  • Sewer & Drain Backup

  • And more! So lets review your needs and find the policy that fits you best.


6003 Veterans Parkway

Suite 216

Columbus, GA 31909


Tel: 706-660-5969

Fax: 706-660-5979


Monday - Friday 

9:00 AM - 5:00 PM


Saturday & After Hours

By Appointment

Have Questions?
Chastain & Welch Agency LLC - Columbus Georgia

Note that all coverage summaries are generic, based on general industry standards, and informational only. They in no way create, extend, reduce, or otherwise modify coverage provided by any insurance policy. Please refer to your policy documents and any endorsements to determine coverage limits, conditions, exclusions and any other applicable provisions.

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